30 days of Smart Money Choices:

1) If you're faithful with a little, you'll be faithful with a lot. Start with what you have and manage it well. Don't wait for "your ship to come in". Do the best with what you have now.
2) Think about how your parents used money. Think about any life events that affect your attitudes toward money. Think about how are you shaped by these things, for good and for ill. Get rid of any emotional baggage that warps your healthy view of money and your ability to use it wisely.
3) Let money be a tool that you use for good. Don't let it become your master.
4) Realize that you probably need less money and less stuff than you think you do.
5) Allow some room in your budget for "fun spending". Don't create a budget that is so tight that you can't stick to it.

Enjoy!